Recent additions to the U.S. health-care reform law will provide college students with some minor benefits.
Effective Jan. 1, 2012, new regulations will establish more accountability on the behalf of insurance providers. Because University-sponsored insurance is mandatory for students, these new regulations will not affect students’ ability to obtain health insurance coverage.
In smaller ways, students may experience some benefits.
According to the U.S. Department of Health and Human Services, insurance companies will not be allowed to levy lifetime coverage limits on student health plans, drop students’ coverage when a student becomes ill but has an error on an application, or deny coverage to students who are younger than 19 and have pre-existing conditions.
Before the health care law was enacted, many students were covered only under their parents’ plans until they were 21 years old, but the new act allows them to stay on until age 26. This means Washington University students will be able to use their parents’ insurance as secondary coverage in addition to the University-sponsored plan.
Virginia Wells, director of the health center at the College of William & Mary, a public university in Williamsburg, Va., attested to the health care law’s measurable benefits. (more…)